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YIT’s committed revolving credit facility, the bonds issued in 2015 and 2016 and bank loans include a financial covenant linked to YIT’s equity ratio (IFRS):

Equity ratio (IFRS) > 25%

In addition, the committed revolving credit facility agreement signed in October 2014 and bank loan agreements include a financial covenant tied to gearing (IFRS):

Gearing (IFRS) < 150%

Historical performance